26 November 2013

Something To Ponder

Im already 23 and still a full time student. So by 28, I will get married to you, InsyaAllah. So roughly i need to have a saving account circa RM50,000 by the age of 28. Mathematically, i need to save about RM925 per month, starting January 2014 until December 2018 in ASB that have around 8% interest, so that in 4 years time, my saving is enough to allow me to marry you.

this is the calculation:

Target money in 2018, f= RM50,000
Saving in ASB with Interest, i = 8%
Period from 2014 to 2018, N=4 years
For 8% interest rate for 4 years, the Sinking Factor = 0.2219

Saving needed per year, P = (A/F,i,N)
                                         = (50,000 x 0.2219)
                                         = RM11,095

So my savng per month, P/month = 11,095/12
                                                   = RM 924.58
                                                   = RM 925

Correct me if my calculation is wrong, but approximately this is the amount of money that I need to save in order to marry you in 2018.

This is the ultimate question :


So i have something to ponder.

Do i need to work as a part timer so that i can get extra money?

If the answer is yes, what kind of work should i do as a full time student that can give me a salary of RM1,000 per month?

23 November 2013

Quotes of The Day

"Sometimes, the easiest thing is the hardest thing to do" - Fadhli Rosli, 2013

10 November 2013

MUET 2014

Yup, less than a week to register for March 2014 session.

the fees is RM101. Expensive? kalau tak suka, sila ambil exam lain.

and im still didnt get my allowance from my sponsors.

Shit just get real. padan muka kau.

03 November 2013

Luaskan Kuasamu

kau dah lama tahu pasal benda tu.

kau buat-buat tak tahu.

kau dah lama tahu mudahnya buat benda tu.

kau takut akan kegagalan.

kau dah lama nak buat benda tu.

kau takut, takutkan apa, aku pun tak tahu.

Biarlah apa orang nak kata.
Biarlah, biarlah mereka dengan skeptikal mereka.

Kau dengan cara kau, mereka dengan cara mereka.

Dunia ini luas, kenapa perlu disempitkan?

Kau dah cuba, mudah bukan?

Selamat berjaya, aku doakan buat kau, wahai Tuan Blog.